The CBSA’s annual financial security review may lead to higher bond or deposit requirements for some importers, depending on their duty and tax activity over the past year.
The Canada Border Services Agency (CBSA) is initiating its first annual financial security review for all commercial importers today, October 20, 2025.
This process, which runs through the CARM Client Portal (CCP), is designed to recalculate the minimum financial security required for importers to maintain their Release Prior to Payment (RPP) privileges for 2026.
The RPP program enables importers to release their goods from customs before paying duties and taxes.
Participation in the program depends on importers posting sufficient financial security, such as a customs bond or cash deposit.
As part of the annual review, the CBSA analyzes each importer’s historical activity over a 12-month period (October 20 of the previous year to October 19 of the current year).
This year, the review period will cover the period between October 20, 2024, and October 19, 2025.
The system then identifies the single highest month of total duties and taxes owed to determine the importer’s required security amount.
Importers whose import volumes and corresponding duty/tax liabilities have increased in the past year are likely to see their required security minimums increase.
Importers will be notified of their new requirement via the CCP, noting that only the importer accounts that have their financial security requirement increased will receive a notification.
They will have until January 15, 2026, to post any required increase in their financial security.
Failure to comply with the new, higher security requirement by the deadline will result in the suspension of RPP privileges.
Importers who submit paper endorsements to meet the January 15, 2026 deadline must note that the service standard to process a paper endorsement is around 25 business days.
To remain compliant and continue to benefit from RPP privileges, you should take the following next steps:
At Cole International, we provide customs and compliance consulting and customs brokerage services to help you navigate changing regulations and streamline the importing of goods into Canada.
Reach out to one of our trade professionals for more details about financial security and the RPP program.